The career track as you know it is not a permanent condition of human life. It's barely three generations old.
Civilization has been around for maybe 8 millennia. And for 7.9 of those, "career track" meant working on the family farm and eventually inheriting it. That's if you were lucky and male. If you were female, it involved a lot...
It's commencement time again and I'd like to write a short letter to all those recent college grads with big hopes and dreams and twinkles in their eyes for a bright future. In fact, I was you... almost two years ago already (wow time flies). Unsure of what the future would bring, but eager to start a...
You'd like to save money, and you'd like to shed a few pounds... what do you do? Ditch the car commute and get on the ol bike is what I say. Crazy? Well... it worked for me and it can easily work for you as well!
When I moved to Hawaii I ditched the car. Back...
Have you ever had a love hate relationship? It may be with a person, an object, or perhaps a job... but what about the time value of money? Perhaps I'm a bit odd, but the time value of money and I have a unique relationship in which sometimes I love it... and sometimes I hate its guts,...
No... I'm not trying to pick you up,
Yes, I would like to know your number... your goal net worth number that is...
What's YOUR Number?
In a fairly recent series of ING commercials, individuals walk around town carrying their "numbers." Their number is the retirement amount that they require to live the life they want during said retirement. ...
While working last week I met a couple who had achieved financial freedom. They had started their own business and now were millionaires several times over who were Hawaii locals. They said they'd really never left Hawaii, but did have some desire to travel before they got too old. They've spent their whole lives building their...
If you haven't invested in a Roth IRA yet, you should do it. I know this sounds a bit obvious, but a lot of people have problems doing one thing, just jumping in! Of course, only jump in, if you have a large enough emergency fund in place and have some extra money to invest. I...
Although you can't go through life without spending money... unless you're this guy, you can avoid making some stupid spending decisions. There are a few purchasing decisions that really stick out in my mind which I've listed below in the list of 7 things you should never buy.
1. Disposable cups and plates
They may cost a bit more up...
A personal finance quote ingrained in the American psyche (or at least in mine) was coined (pun intended) by the great Benjamin Franklin. Franklin noted that “A penny saved is a penny earned.” Franklin was smart in realizing the distinct difference, but there might even be more value in a penny saved than just one penny. ...
During one of my math classes in middle school the teacher talked about the power of compound interest and asked if any of the students had stocks. Some raised their hands and said they had stock in things like Disney or Coca Cola, nothing fancy, mostly big name companies. However, I was pretty darn jealous. I...
