Growing up I was taught a simple rule to control my anger and emotional outbursts. This was simply referred to as the "10 second rule." Whenever I was about to blow a gasket or even consider doing something inspired by my temper my parents said I should simply count to ten backwards very slowly. Oddly enough this worked for...
You'd like to save money, and you'd like to shed a few pounds... what do you do? Ditch the car commute and get on the ol bike is what I say. Crazy? Well... it worked for me and it can easily work for you as well!
When I moved to Hawaii I ditched the car. Back...
With so much talk about becoming a millionaire and becoming financially free it can all seem a bit daunting. After all, only 2% of Americans are millionaires and if you're a just starting out in life (myself included) it doesn't exactly seem realistic to come up with a million dollars or become free by next Tuesday. ...
Personal finnace is pretty darn simple. Spend less than you make, save, and don't buy stuff you can't afford. For some reason people can't follow one of the most simple to follow concepts out there, which is why it's perfect for a Saturday Night Live Skit!
Watch the video to learn all you need to know about saving...
Your standard personal finance equation goes something like this. Work for 30-40 years, <a href="http://www.plantingdollars.com/personal-finance/average-us-savings-rate-holding-steady-but-still-low/"save about 10-15% of your income through 401k's, IRA's and even a little extra by paying down your house through a mortgage. This means you'll be part of the working world the majority of your life.
The is the life of a...
Although it may not feel like it, the recession has been over for quite some time. In fact, 2011 has started off with a bang, the Dow Jones just crossed 12,000 and reached highs not seen since 2008, employers are beginning to hire, albeit slowly, but for many they're just not feeling the optimism that 2011 is starting...
My previous post "Is living on minimum wage possible" brought quite a bit of mixed opinion. In fact a few strongly disagreed with me in the ability to live on minimum wage. Words like "impossible" were thrown out, which actually surprised me a bit. Maybe I'm just picking a fight here, but I think people often...
Increasing your net worth is fairly straight forward. Lower your expenses and/or increase your earnings. There's only two ways to accomplish it. Although increasing your earnings has a much higher potential, the easiest way to start saving money is going to be through decreasing your expenses. For me, that means living like a poor person....
Have you ever had a love hate relationship? It may be with a person, an object, or perhaps a job... but what about the time value of money? Perhaps I'm a bit odd, but the time value of money and I have a unique relationship in which sometimes I love it... and sometimes I hate its guts,...
The career track as you know it is not a permanent condition of human life. It's barely three generations old.
Civilization has been around for maybe 8 millennia. And for 7.9 of those, "career track" meant working on the family farm and eventually inheriting it. That's if you were lucky and male. If you were female, it involved a lot...
